*5% corporate discount excludes Future Care, Corporate Flex My Extras, Corporate Choose My Extras and Corporate Basic Plus. Discount does not apply to any Lifetime Health Cover loading.
**88.8% compared to 85.3% across the industry. Calculated based on the average of the past 10 years, sourced from APRA Statistics: Operations of Private Health Insurers Annual Report data 2014-23 and Quarterly private health insurance statistics July 2023 – March 2024.
^ 100% back at More for You program providers in our No-Gap network is available on selected covers. Waiting periods and annual limits apply. Our No-Gap network of healthcare providers changes often. Please check that your provider is part of our No-Gap network before you book or attend an appointment. See hcf.com.au/100back. ^^^Excludes add-ons like high index material, coatings and tinting
~ Must visit the emergency department within 24 hours of the accident. Excludes Accident Only Basic cover. See hcf.com.au/accident-safeguard for more information.
^^ Singles and Couples only. Flexible $650 single limit plus $175 optical limit and $100 remedial massage and myotherapy limit per person, per year.