HCF’s Corporate range for RAA members compared to equivalent levels of cover from HCF’s retail range. Available at over 10,000 participating HCF providers on selected extras covers. Annual limits on extras apply.
*5% corporate discount is not available on Future Care and Flex My Extras products.
**^To be eligible to receive the eight weeks free offer (Offer) you must be a new HCF member who joins eligible combined hospital & extras cover between 25 March 2024 00:00 ADST and 30 June 2024 23:59 AEST (Offer period). Excludes Hospital Premium Gold cover, Corporate Hospital Premium Gold and Overseas Visitors Health Cover. Your cover must start during the Offer period, and you must not have been an HCF member 2 months prior to taking out the Offer. You must pay your first months' premium and maintain your policy for 1 month which will entitle you to have the date your policy is paid to extended by six weeks; and after 12 months from the date you join us, you will be entitled to have the date your policy is paid to extended by an additional two weeks. HCF may take up to six weeks to process each extension. Offer is not available with any other corporate joining offer.
*^100% back through More for You provides in HCF’s No-Gap network is available on selected covers. Waiting periods and annual limits apply. Providers are subject to change. HCF recommend that you confirm the provider prior to booking your appointment.
^^^Excludes accident only basic cover.
***Excluding Future Care products.
^100% back through More for You providers in HCF's No-Gap network is available on selected covers. Waiting periods, and annual and service limits apply. Providers are subject to change. HCF recommends that you confirm the provider prior to your appointment. See hcf.com.au/100back
~ Must visit the emergency department within 24 hours of the accident. Excludes Accident Only Basic and Future Care covers. Conditions apply. See hcf.com.au/accident-safeguard for more information
^^ Waiting periods and service limits apply. Flexible $650 single combined limit plus $175 optical limit per person per year.
**89.2% compared to 85.6% across the industry. Calculated based on the average of the past 10 years, sourced from APRA Statistics: Private Health Insurance Operations Reports 2014-23.