HCF’s Corporate range for RAA members compared to equivalent levels of cover from HCF’s retail range. Available at over 10,000 participating HCF providers on selected extras covers. Annual limits on extras apply.
*5% corporate discount is not available on Future Care and Flex My Extras products.
**89.2% compared to 85.6% across the industry. Calculated based on the average of the past 10 years, sourced from APRA Statistics: Private Health Insurance Operations Reports 2014–23.
***Excluding Future Care products.
^100% back through More for You providers in HCF's No-Gap network is available on selected covers. Waiting periods, and annual and service limits apply. Providers are subject to change. HCF recommends that you confirm the provider prior to your appointment. See hcf.com.au/100back
~ Must visit the emergency department within 24 hours of the accident. Excludes Accident Only Basic and Future Care covers. Conditions apply. See hcf.com.au/accident-safeguard for more information
^^ Waiting periods and service limits apply. Flexible $650 single combined limit plus $175 optical limit per person per year.