HCF Health Insurance – RAA member discount

What's the deal?

Get 5% off* HCF corporate health cover.

Join by 9 December 2024 and stay with HCF for 3 months on eligible combined hospital and extras cover to get 6 weeks free, plus 2-month waiting periods waived on extras ++.

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How do I get it?

Visit the HCF website to join an combined hospital and extras cover (excludes Corporate Hospital Premium Gold) before 9 December online or talk to one of HCF’s health insurance experts by calling 1800 048 400. After you stay for at least 3 months, HCF will apply 6 weeks free to your cover

About HCF

Proudly Australian owned and run, HCF delivers value and peace of mind to nearly 2 million Australians who trust them to be there when it matters most. As Australia’s largest not-for-profit health fund they’ve paid out more benefits for every dollar their members paid in premiums than the industry average over the last 10 years **.

HCF’s member-driven approach helps keep health cover affordable, rewards members for their loyalty and makes quality care more accessible to more people.

Some of the benefits of joining HCF:

Get great value and benefits with HCF corporate hospital and extras cover.
100% back on 1 or 2 dental check-ups a year, prescription glasses from a selected range, and a first visit to a physio, chiro or osteo with over 16,000 extras providers in their No-Gap network^.
A free upgrade to Top Hospital Cover for up to 90 days if you’re involved in an accident~.
Access to HCF Corporate Flex My Extras^^. Its basic extras cover with a single limit plus additional limits for optical and remedial massage that help you get more back on the extras you’ll actually use.

*5% corporate discount is not available on Future Care and Flex My Extras products.

**89.2% compared to 85.6% across the industry. Calculated based on the average of the past 10 years, sourced from APRA Statistics: Private Health Insurance Operations Reports 2014–23.

^100% back through HCF's No-Gap network is available on selected covers. Waiting periods and annual limits apply. HCF's network of healthcare providers change often Please check that your provider is part of HCF's network before you book or attend an appointment. See hcf.com.au/100back

~ Must visit the emergency department within 24 hours of the accident. Excludes Accident Only Basic cover. See hcf.com.au/accident-safeguard for more information.

^^ Singles and Couples only. Flexible $650 single limit plus $175 optical limit and $100 remedial massage and myotherapy limit per person, per year.

++ HCF will apply six weeks free cover and waive the 2-month waiting periods on extras for eligible members in accordance with these terms (Offer). Offer commences at 00:00 ADST on Tuesday 8 October 2024 and ends at 23:59 ADST on Monday 9 December 2024 (Offer Period). To be eligible for this Offer, you must be an Australian resident, aged 18 years or over, you must join combined HCF hospital & extras cover (excluding Hospital Premium Gold cover, Corporate Hospital Premium Gold and Overseas Visitors Health Cover) (Eligible Policy), you must start your Eligible Policy during the Offer Period, and you must not have been an HCF member 2 months prior to taking out the Eligible Policy. If you're eligible, HCF will waive the 2-month waiting periods that apply to extras on your Eligible Policy. To be eligible for the six weeks free cover, you must also pay premiums for and maintain your Eligible Policy for 90 continuous days. HCF will extend the date your Eligible Policy is paid to by six weeks and may take up to six weeks to process the extension. Offer is not available with any other corporate joining offer.

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